dLocal·EMEA·26 авг.
Compliance Officer / MLRO- Senegal
🌍 УдалённоSeniorПолная занятость🌐 Глобал
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Наша компания
Why Join dLocal? dLocal is the financial infrastructure powering global commerce in the world's fastest-growing markets. The biggest companies in the world trust us to unlock growth in 60+ countries across emerging markets—moving money where others see complexity. We don't just process payments; we are architects of payment ecosystems and partners in our customers' expansion. You'll work alongside 1,300+ teammates from 40+ nationalities and tackle global challenges from day one.
О роли
What's the Opportunity? We are looking for a Compliance Officer based in Senegal to join our global team. This role is open to the whole of Senegal and plays a crucial part in our banking relationships, local regulatory compliance, and internal reporting. You will serve as the primary compliance contact for all matters within the WAEMU/BCEAO zone.
Чем предстоит заниматься
Develop and implement compliance procedures specific to domestic and cross-border remittances in Senegal, including key corridors such as West Africa–Europe and intra-ECOWAS transfers
Ensure adherence to regulatory requirements governing remittance services in the Senegalese market, with particular attention to diaspora and family remittance flows
Наши требования
4–6 years of experience in a compliance role within the banking, fintech, or financial services sector, ideally with exposure to the WAEMU/ECOWAS region
Proven experience in compliance related to payments, remittances, and mobile financial services (mobile money, Wave, Orange Money, etc.)
Hands-on experience in building or implementing compliance-related automations (e.g., workflows, alerts, reporting systems)
Experience engaging with Senegalese regulators (BCEAO, CENTIF, ARTP) and maintaining positive working relationships is highly desirable
In-depth knowledge of KYC processes, transaction monitoring, and AML/CFT regulations in Senegal and the WAEMU zone
Familiarity with the regulatory frameworks applicable to payment services in Senegal, including BCEAO regulations on electronic money institutions
Understanding of the specific dynamics of international remittance corridors into West Africa
Strong analytical and problem-solving skills
Excellent interpersonal skills and ability to work in a multicultural, international environment
Fluency in French is required; proficiency in English is a significant advantage; knowledge of Wolof or another local language is appreciated
Ability to collaborate effectively with global teams in a remote-first environment
Мы предлагаем
Additional Information
What do we offer?
Besides the tailored benefits we have for each country, dLocal will help you thrive and go that extra mile by offering you
Flexibility in how you work: We focus on impact and productivity over fixed hours. This means our teams have flexible schedules and, depending on your role and location, you will combine self‑managed focus time with moments of in‑person connection in our collaboration hubs
Fintech industry: work in a dynamic and ever-evolving environment, with plenty to build and boost your creativity
Referral bonus program: our internal talents are the best recruiters - refer someone ideal for a role and get rewarded
Work From Anywhere: Team members can work while traveling for up to 3 months every year
What happens after you apply?
Our Talent Acquisition team is invested in creating the best candidate experience possible, so don’t worry, you will definitely hear from us. We will review your CV and keep you posted by email at every step of the process!
Also, you can check out our webpage, Linkedin and Youtube for more about dLocal!
Дополнительно
Oversee and manage the Know Your Customer (KYC) onboarding process for new customers and update existing ones across Senegal
Ensure compliance with local and international regulatory requirements related to customer identification and verification, including BCEAO and CENTIF directives
Implement and enhance transaction monitoring systems to detect and report suspicious activities within the Senegalese context
Conduct periodic reviews and assessments to ensure the effectiveness of transaction monitoring processes
Serve as the primary point of contact for AML/CFT matters in Senegal
Possess in-depth knowledge of Anti-Money Laundering (AML) and Counter-Terrorism Financing (CFT) regulations in Senegal, including WAEMU directives, BCEAO instructions, and FATF recommendations
Develop and enforce AML/CFT policies and procedures tailored to the Senegalese regulatory environment
Stay abreast of the regulatory landscape governing the payments and financial services industry in Senegal and the wider WAEMU/ECOWAS zone
Interpret and communicate regulatory changes, especially those related to AML/CFT requirements, to relevant stakeholders within the organisation
Establish and maintain strong relationships with Senegalese regulators, including the BCEAO, Ministry of Finance, CENTIF, and ARTP (for mobile money services)
Conduct regular risk assessments to identify and mitigate potential compliance risks within the Senegalese and WAEMU context
Collaborate with other departments to implement risk mitigation strategies
Report findings and compliance matters related to AML/CFT to different stakeholders in a clear and understandable manner
Ensure timely and accurate reporting to internal and external stakeholders as required by Senegalese regulations, including suspicious activity reports to CENTIF and BCEAO regulatory filings
Provide training to staff on compliance policies, procedures, and regulatory requirements, with a specific focus on AML/CFT in the Senegalese market
Foster a culture of compliance awareness within the organisation
What skills do I need?
Bachelor's degree or higher in Law, Finance, Economics, or a related field; a degree from a Senegalese or WAEMU-region institution is an advantage
Professional certifications are a must: CAMS, ACAMS, ICA, or an equivalent qualification recognised in Francophone Africa
Технологии и навыки
Мы против мошенников на площадке: если тебя просят заплатить, продиктовать код или установить непонятное приложение, прекращай общение и сразу пиши нам (чат с основателем или форма обратной связи).