Чем предстоит заниматься
Build from scratch: design credit origination policy, limit setting, pricing guardrails, early-warning triggers, and collections feedback loops
Own risk metrics: manage risk appetite and ensure portfolio performance stays within it; maintain live dashboards and explain drivers of metric changes
Portfolio analytics: perform segmentation, stress-testing, cohort analysis, and vintage tracking
Team leadership: recruit, mentor, and develop analysts; foster a data-driven and experimentation-focused culture
Cross-functional collaboration: embed risk controls in product specifications, customer journeys, and work closely with finance and 2nd line of defence teams