We’re looking for a Lead Insurance Pricing Analyst to help us better understand and improve the performance of Monzo’s insurance pricing
This role sits at the intersection of data, pricing, and growth. You’ll be responsible for understanding how our prices perform in market, why, and where changes may be needed - from day-to-day optimisation through to longer-term pricing strategy
This role will help Monzo bring stronger customer, conversion and market insight into pricing discussions, so we can better understand where we should be competitive, which customer segments we want to grow, and how pricing changes could support both growth and loss performance - while working in partnership with our insurer, who owns the pricing decisions and risk selection
You’ll work closely with our insurance partner, data scientists, and product teams to turn pricing, risk and loss data into clear, actionable recommendations - particularly as we scale our distribution channels, including on price comparison websites (PCWs)
Building and maintaining a clear view of day-to-day pricing performance - understanding where we sit in the market and why
Analysing pricing, conversion, claims and loss ratio data to identify opportunities to improve growth and profitability
Running and supporting pricing experiments (e.g. segment-level changes, elasticity testing) including on PCWs
Refining pricing segments, rating factors and tiering to improve decision quality
Working with our insurer to evaluate pricing opportunities, assumptions and trade-offs, bringing the Monzo customer, conversion and market insight lens
Building a clear view of price competitiveness, especially on PCWs, and recommending actions to improve rank and conversion
Working with Data Science to deepen analysis, while independently driving core pricing work
Helping develop our internal pricing capability - including frameworks, datasets and ways of working